Access to financing for small and medium-sized enterprises (SMEs), small and medium-sized industries (SMIs).
Facilitating access to financing for small and medium-sized enterprises (SMEs), small and medium-sized industries (SMIs), agricultural SMEs & agri-food companies, and artisanal production units.
Providing technical assistance in collaboration with state bodies to develop activities
Offering technical assistance in collaboration with state bodies to facilitate the development of activities for small and medium-sized enterprises (SMEs), small and medium-sized industries (SMIs), agricultural SMEs & agri-food companies, and artisanal production units (APUs).
Technical and financial flexibility for business development
Providing small and medium-sized enterprises (SMEs), small and medium-sized industries (SMIs), and artisanal production units (APUs) with technical and financial flexibility for the development of their businesses.
Technical and financial flexibility for business development
Supporting small and medium-sized enterprises (SMEs), small and medium-sized industries (SMIs), agricultural SMEs & agri-food companies, and artisanal production units (APUs) in growth-oriented and value-added sectors for local economic development
ABOUT
BC-PME
The Cameroonian Bank for Small and Medium Enterprises, abbreviated as BC-PME SA, headquartered in Yaoundé. It is authorized as a credit institution qualified to operate in Cameroon by Decree No. 00243/MINFI of August 16, 2014, represented by its General Manager, Mrs. Agnès NDOUMBE, nee MANDENG
BC-PME SA is a state-owned banking institution created by the Government of the Republic of Cameroon with the mission of providing financial support to SMEs and Craftsmanship to solve the thorny problem of financing small and medium-sized enterprises and craftsmanship in Cameroon. Its purpose is to conduct all banking operations, related operations, and banking, economic, and financial service provisions to support the creation and development of SMEs and Craftsmanship on the national territory.
Elle a pour objet de faire sur le territoire national toutes opérations de banque, opérations connexes et prestations de service bancaires, économiques et financiers d’appui à la création et au développement des PME et de l’Artisanat.
CORE VALUES
In accordance with the government’s policy of promoting Small and Medium Enterprises, our values are as follows
Professionalism in customer service and quality of products offered
Photo Ethics in managing public funds. Economic patriotism in the financing approach
Social responsibility on the path to economic emergence
Social responsibility on the path to economic emergence
BC-PME'S
MISSIONS
Ensure the effectiveness of the National Development Strategy (NDS 2020-2030) within the internal policies of BC-PME, aiming to converge towards the structural transformation of the Cameroonian economy to accelerate its journey towards emergence
Direct BC-PME's interventions primarily towards investment projects related to sectors with high potential driven by SMEs, for the creation of decent jobs and the increase of value added in the secondary sector of Group 1 sectors (construction and public works, basic cereals such as maize, wheat, sorghum, beans, rice & soy), fish farming, palm oil, pineapple, poultry and Group 2 sectors (cotton, textiles, sustainable wood transformation, ecotourism, renewable energy, and digital economy).
Gather long-term suitable resources and establish financing lines to provide financial support and enhance the capacities of agricultural and agri-food SMEs.
999+
Conferences
199+
Completed projects
365
Works
99+
PME & PMI
PRESENTATION OF PRODUCTS AND SERVICES
We aim to give the public a new vision of the SME Bank, one that is “at the heart of SME concerns.” Throughout its eight years of existence, we have developed financing products called Structured Products (SP) that meet the expectations of Cameroonian SMEs, particularly in supporting and structuring their activities.
Our goal as a financial institution is to provide flexible, adaptable, and tailor-made banking products and services that will allow our target clientele to develop and support high-value projects in the long term.
Our products are not just of high quality; they primarily address the financing problem faced by small and medium-sized enterprises in Cameroon.
BC-PME BANKING PRODUCTS
SP Purchase Order & Contracts Financing
This product is primarily for our SME clients with proven experience in delivering services such as purchase orders, order letters, contracts, and agreements with the Cameroonian State, parastatal and private companies, and/or international solvent organizations.
SP Traders
Financing
This product caters to the financing needs of our SME target clientele that goes beyond the traditional funding of market providers (craftsmen, bakers, hardware store owners, etc.). It offers short and medium-term credits to this target group for settling supplier invoices, customs duties, and fixed charges based on cash flows generated by activities and domiciled. The targeted clients are ordinary traders who often face minor cash flow tensions between the storage period of goods and their sale.
SP Certified Invoice Advance Financing
This product is primarily for our SME clients who have completed services (purchase orders, contracts) and want an advance to resolve their cash flow issues.
SP Market Bonds Financing
This product involves setting up market bonds: submission, startup advance, performance, retention of warranty, return of advance. It will better meet the financing needs for bonds of our SME clients executing contracts on behalf of solvent end debtors.
SP Import & Export Financing
This product is aimed at meeting the needs of import/export companies in their transactions, including: signature commitments, letters of credit, availing drafts drawn on our clients in favor of their foreign suppliers, guarantee letters, and direct commitments (advance on letters of credit/documentary collection for the next sectors: wholesale and retail trade, manufacturing industries, construction and public works, construction materials, motorcycles and spare parts, computer consumables...).
BC-PME BANKING SERVICES
E-PORTAL BUNDLE
To allow our clients to focus on their core business and projects with peace of mind, and to capitalize on their time spent on travel and long waits at the branch. BC-PME has set up a portal that provides them with real-time access (24/7) to information about their bank accounts on the platform https://eportail.bc-pme.cm
ACCOUNT OPENING
In the (02) two branches, we have client representatives and business fund managers who are qualified and experienced to provide our valued customers with information related to opening an account. Company Owners, Craftsmen, School Promoters, Cooperatives & Associations, Establishments & Individual Companies, Specialized Trades, Companies SARL/SA/SCI can open an account with BC-PME upon presentation of their administrative, legal, and financial documents.
AGRICULTURAL COUNTER
The National Development Strategy (NDS 30) now constitutes the new planning tool, oriented towards the ‘Structural Transformation of the Cameroonian Economy’ to accelerate Cameroon’s path towards emergence by 2035. The focus has been on developing a financing model for the agricultural sector, leading to the opening of the Agricultural Counter within BC-PME
The creation of this agricultural counter significantly reduces the financing gap in the agricultural sector. Paradoxically, the sector, given its potential, constitutes a true lever for contributing to national food security and rural economic development
It generates jobs and covers the majority of the productive sector workforce (60%)
It accounts for 30% of national production
BC-PME SUPPORTS YOUTH ENTREPRENEURSHIP
In order to promote the integration of young people into the job market, the State is undertaking commendable actions aimed at fostering an entrepreneurial culture, necessary for the empowerment of the youth population. It is with this goal in mind that the government has implemented numerous public policies in favor of the youth to facilitate their technical and financial support
Today, the Cameroonian Bank for Small and Medium Enterprises (BC-PME SA) has become an important and decisive catalyst for the thorny issues of financing and supporting young project holders, who are also considered as small and medium enterprises in Cameroon. As a public credit institution in operation since July 20, 2015, BC-PME has two (02) branches (Yaoundé and Douala) and a portfolio of over 8,000 clients, with around 70 billion credits granted to its clientele.
Signature of the BC-PME – MINJEC agreement
His Excellency the Minister and Mrs. the Director-General.
Support for the Special Triennial Plan for Youth (PTS).
CREDIT SIMULATOR
CONTACT US
Would you like to obtain more information?
Call us and we will be pleased to answer your questions
(+237) 222 510 303
Our Team
Meet Our Experts
Jonathan Doe
CEO & Founder
Elena Doe
Designer
Peter Doe
Skilled Developer
Marry Scott
Designer
